My wife was in an auto accident in Oregon. There are repairs that will be needed.?
The insurance company wants us to go to a specific repair shop. They say that we have to have repairs done at that specific business or they won't pay for repairs. Is this legal? Or can I have to have the auto repairs done at any repair shop?
You have the legal right to take the veh to any repair facility of your choice.In most cases when you do so the insurance company will request that you get more than one estimate, and again like the answers below they will most likely always go with the lowest. Now the reason they want you to go to one of there shops is because they have contracts with those shops, and the shop direct bills the company.So in that case they don't have to make any payment out to you they just send to auto shop.Now one thing that is good about those shops is that in most cases the insurance company will guarantee the work that shop does on your veh for as long as you own it.The reason they started doing contracts with different shops is because to many people were making claims, and getting payment from insurance company.Then not repairing the veh, and trying to file another claim down the road for same damage.Hope that helps a little.Just out of curiosity what insurance company?
