How would I get insurance on a car being leased in someone else's name?
My sister and brother in law have the car financed at a bank in a small town. They gave the car to me as long as I made the payments on the car. We don't intend to refinance the car into my name, however how would I be able to obtain auto insurance if my name is not on the original title?
In order to get an insurance policy in YOUR name the car MUST be in YOUR NAME.
MOST insurance companies would like a proof of purchase (pink slip, registration, title) upon the beginning of the policy to be SURE that you are the person that owns the car.
IF you do NOT own the car, you still have options! The policy will have to be in the name of the person or people who technically own the car, BUT you should be listed and RATED as the primary operator of the vehicle since it sounds like you drive it.
Hopefully this was helpful!! :-)
