Car accident insurance claims question?
I was in an auto accident in VA. I was the passenger of the vehicle and the person t-boned the entire side of the vehicle I was in. The person that hit us was at fault and received a ticket. They didn't have car insurance so my girlfriend鈥檚 car insurance is paying for everything. I was rushed to the ER and injured my neck, shoulder, chest, back and wrist. I am currently going to PT and OT. The physical therapist said I have musculoskeletal injuries. I have to take 4 different meds a day and I have chest pain several times a day. The current (some) bills and lost wages are over 6k as of right now and my physician says I will be in PT for at least another month. I haven鈥檛 been able to work my pt job because of the type of work I do there but I have been able to go to my full time job. How much should I expect for pain and suffering. I can't even lift a bag of groceries now because my wrist hurts so badly. I don't want to get a lawyer since they take all the money.
Nobody can provide you with an actual dollar amount. Your claim will be evaluated once you are no longer treating, and you have reached a medical end result. Who knows, you may have a loss of function or permanency rating that needs to be considered.
Your claim will be evaluated based on your injury(seems like a soft tissue injury), your length of disability(total, partial, residual), the kind of treatment, and permanency if any.
I am not sure if the medicals and wages are being paid through her PIP, if they are not, then these will also be included in the settlement. If you are only partially disabled for about 8 weeks or so expect not much more than $2400-$3200 above the medicals/wages. I have never handled a claim in VA, but that is what you would get if the loss occurred in MA.
